Fall is here! The weather is cooling down and the leaves are changing colors. Decorating your home is a great way to make it cozy for the season. But coziness is not just about decor—it is a feeling of warmth on a cold day, a welcome environment that you just want to relax in. Fortunately, there are many ways that you can add coziness to your home this season! Read on →

You just closed on your new home and your family is eager to move in. Congratulations! Before you can set up shop in your new abode, though, you have to pack all of your belongings and get them to your new property. We know—this isn’t the fun part. But your things have to get to your new place, right? Before you stress about the oh so many boxes and endless piles of kids’ toys, read these tips from our Journey Home Lending team to make packing for your new home a simpler, more organized process. Read on →

Purchasing your first home is an exciting milestone—and it can be a stressful one! When it comes to house-hunting for your first home, you may not know exactly what you want or what to look for. After you’ve gotten your financial ducks in a row by boosting your credit score and determining your monthly budget, it is time to figure what you want (and need) in a first home. Read on →

We all know your house may require different things depending on the season. In the summer, you may need to do some maintenance on your HVAC system, and in the winter, you may need to upgrade your insulation. With fall approaching soon, there are numerous steps you can take to prepare your house for the extra leaves and colder weather. Here is a list of some good ideas to follow as summer ends and fall starts to approach us! Read on →

Buying houses and fixing them up to raise their value, known as flipping, is a popular method of investment in the real estate world. There is potential for significant returns, and it is a repeatable process. While it is lucrative, you can also potentially lose a substantial sum of money if done improperly. Some precautions you can take when looking for a house to flip will give you the best odds of making a good profit! Read on →

If you’re planning to purchase a home with a mortgage, your credit score will play a big role. But what is it, exactly? A credit score is a figure assigned to you based on your financial information. It measures the likelihood that you will pay your debts. A low score indicates you are unreliable when paying bills, while a high score shows that you are trustworthy with credit. Lenders will use this number to decide how much they will lend you, the interest rate they will assign you or whether they will lend you anything. Read on →

Selling your house can feel incredibly overwhelming. The biggest surprise many people experience when they decide to sell their home is seeing just how much “stuff” they have accumulated over time. Approaching all elements of packing, selling and donating with a bit of a plan can help alleviate some of stress. Read on as our Journey Home Lending team shares some questions to ask yourself as you go through the process of deciding what to keep, donate or sell. Read on →

You secured your mortgage loan, went through a home inspection and closed on the house of your dreams. Now you’ve moved in—and your family quickly noticed something that the home inspection didn’t catch. It smells in here. While this is an unfortunate predicament, it isn’t an uncommon one. Odors may not be obvious when the previous owners are still residing in the house, so your nose may not prick up at them until the building is empty. Read on →

Sometimes when we move into a new home, we think we are going to be there forever. But there are sometimes signs that tell a homeowner that the time has come to once again sell your home and find a new one. That’s what our team at Journey Home Lending is covering in today’s blog—the signs to look for when it comes to selling your home, especially now that we are in the midst of a seller’s market. Read on →

The first official day of summer (June 21) will be here before you know it! If you are considering putting your home on the market during the summer months, one thing you want to make sure you put time into is your home’s curb appeal. Fortunately, our team at Journey Home Lending is here to offer you tips on how you can take your home’s curb appeal to the next level this summer. Read on →