Are you ready to find yourself at home? We are ready to help you get there! When applying for a mortgage loan, your credit score plays an important role. The higher it is, the more favorable your interest rate and mortgage terms will be. Not sure how to boost your credit score? Our team at Journey Home Lending is here to offer you tips about how you can improve your credit score before applying for a mortgage loan. Read on →

No one likes to think about leaks in their home. But it’s a situation every homeowner needs to be prepared for. You might think your house is safe from water leaks, or that your family is good about not wasting water. But consider these numbers: The average household’s leaks add up to 10,000 gallons of wasted water a year. Around 10% of houses have a leak that wastes 90 gallons of water or more each day. Read on →

While many people might be waiting for pumpkin spice and everything nice, the fall season for homeowners often brings something different—home maintenance projects. Whether you are moving into a new home or getting ready to sell your home this fall, our team at Journey Home Lending wants to offer you some tips about how you can prepare your home for the new season. Transition Your Home From Summer to Fall Now that the leaves are starting to turn, it is time to begin tackling your home maintenance to-do list: Read on →

There are moments in your life that you will always remember. Graduating from high school, buying your first car and experiencing your first love are a few. Purchasing your first home is another item on the list! Preparing to take that step? Let our team at Journey Home Lending offer a few suggestions. Decide Whether You’re Financially Ready First, you want to make sure you are ready to purchase your first home. Read on →

Buying a home is an exciting process, and having the right lender can make the process much more enjoyable. There are a couple of very important questions you should be asking your lender before you decide which direction to take in your home buying experience. The most important question you can ask your lender is “what type of loans do you offer?” There isn’t a one-loan-fits-all choice, and knowing which type of loan will work best for your needs is key. Read on →

If you’ve been on the market for a new home, you may have been taken aback in recent months as the cost of houses rapidly increased. For many people, that’s been a game-changer as it’s pushed their timeline for buying a new home out further than expected. If this has been the case for you, you certainly aren’t alone! But, while you may be postponing the house-buying process for a little while in the hopes that house prices will moderate, there are steps you can take now to prepare. Read on →

Getting ready to buy a new home? Whether you’re doing so for the first time or an old hand at the home-buying process, you’re likely still a little befuddled by the mortgage process. It can feel very complicated and confusing even for those of us who’ve been in the banking industry for years! Part of the reason it’s confusing is that there’s so much inaccurate information out there. Read on →

First impressions matter. That’s true when it comes to our interactions with people—and it’s also true when it comes to our interactions with houses. If you’re looking to sell your house, you’re probably thinking through ways that you can enhance the house to drive up the purchase price. That’s a good idea any time you’re putting a property up for sale, even in a seller’s market like the current one. Read on →

Whether you’re planning on selling your house soon or are settling into it for the long term, you may wonder how you can improve your home. While there are tons of options for DIY projects that can add aesthetic appeal to your house or make it more functional, what is actually worth the money? Our team at Journey Home Lending has a few thoughts on the subject. Read on to learn more. Read on →

You’re out walking the neighborhood when you notice that a nearby house that’s for sale has a new sign—“under contract.” But what does that actually mean? It might seem like it’s pretty self-explanatory, but there’s a bit more to it than you might think. Let’s take a deeper dive into the topic. The Definition of “Under Contract” At its most basic, a home that’s under contract is exactly what you’d think—it’s under contract. Read on →